Prologue.

A few months ago a survey declared Long Island the most expensive place to live in the country. I work in the debt industry, I am saddled with student loan debt, and I am trying to make a living and stay afloat. I get why all my friends are up and leaving and moving out of state. Affordable housing is very hard to come by here on Long Island, making it almost impossible for most millennials to fly the coop and still stay close to home. I would be in those shoes too, less than a year ago I was still living in my childhood bedroom, if I wasn’t presented with an unique situation.

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